Before you spend, one question:
does it fit?
Snug Budget is envelope budgeting built around how you actually get paid. Ask about any purchase and get a straight answer, one number, right now. No spreadsheet, no guessing.
Get early accessFree during early access. First users migrate with hands-on help.
Built for how you actually get paid
Almost every budgeting app assumes your money arrives once a month, all at once, on the 1st. Yours probably doesn't.
Paychecks, not calendar months
Paid weekly, biweekly, semi-monthly, or whenever a client pays? Your envelopes fill on your schedule. The month becomes a view, not a wall.
No reset on the 1st
Leftovers and overspending carry across periods, out in the open. Your budget never pretends last week didn't happen.
Irregular income welcome
Money landed today? Fill your envelopes today. You budget the dollars you have, not the paycheck you're hoping for.
The details other apps get wrong
If you're coming from YNAB, Goodbudget, or a spreadsheet, you've probably hit at least one of these walls.
Real category hierarchy
Groups that actually work: the parent adds up its children on its own. Budget at whatever level makes sense, no colon-in-the-name tricks.
Credit cards without busywork
A card purchase hits its envelope on the day you buy. Paying the bill isn't spending, and nobody types transfers by hand, transaction by transaction.
Returns counted right
Return something and your envelope gets the money back, in the reports too. Spent minus refunded is what the numbers show, because it's the truth.
No bank link required
Import your bank's CSV or OFX files, or your YNAB export, with quick manual entry for the rest. Your credentials stay with your bank.
A pace line, not a surprise
Beyond the balance, the pace: how much of the envelope should be gone by today. You correct course on day 12, not discover the damage on day 30.
Join the list, migrate with help
The app isn't open yet. The waitlist gets you in first, with a perk that doesn't scale and is limited on purpose:
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Assisted migration, live, free The first users migrate with me on a call. Your envelopes arrive whole on the other side, none left behind.
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A 30-day honest exit If after a month Snug can't do what your current tool does for you, I'll personally help you move back.
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Small batches, for real I sit in on every migration, so invites go out a few at a time. No fake countdown timers here.
There's no price and no launch date announced yet. You won't find promises of either on this page.
Built in the open, used every day
I'm Luiz. I left Goodbudget before the replacement existed, then built the replacement. My family's budget has run on it every single day since. Snug Budget is that product, opened up for people who get paid in the real world.
Follow the build on X: @snugbudgetGet early access
Leave your email. When the first spots open, the invite arrives there.